Take Back Control of Your Credit — Learn With JayTee
Learn With JayTee
Done-For-You · Real Results

Take Back Control
of Your Credit

Denied for the car, the apartment, the loan? The marks holding you back can be challenged and removed — and I've done it more than a thousand times. You bring the report. I bring the results.

$32/round
Per Dispute Round
Start My Credit Repair →

Deletions-or-Refund Guarantee · Instant Portal Access

Proven. Trusted.
Done For You.

You're not handing your credit to a stranger with a template. You're putting a real track record to work.

$11M+
Debt Removed
1,000+
Profiles Worked
6+ yrs
In Credit
Start My Credit Repair →

Numbers reflect cumulative client results · Results vary

The Real Cost

Bad Credit Shows Up
at Every Door

  • ◆You get denied for the car — or approved at a rate that costs you thousands more than it should.
  • ◆The apartment application comes back rejected, and now you're explaining a collection from years ago.
  • ◆That charge-off, repo, or old medical bill keeps dragging your score down no matter how on-time you've been.
  • ◆You feel stuck — like your past is writing checks your future keeps paying.
The System

How We Clear
the Path Forward

Not guesswork. Not generic letters. A prioritized process that hits the items hurting you most — first.

Pinpoint

We Find the Damage

We pull your full picture across all three bureaus and identify exactly which negative items are dragging your score — and which to attack first.

You get: a clear dispute plan
Dispute

We File Electronically

Disputes go in electronically for faster delivery and faster bureau response — no waiting weeks on the mailbox.

You get: rounds working for you
Rebuild

We Remove & Rebuild

As items come off, we hand you a rebuilding strategy that adds positive history so your score keeps climbing — and stays up.

You get: a lasting foundation
What's Inside

Everything You Get

  • ◆Fast Track Dispute Strategy — prioritized to hit your biggest point-killers first.
  • ◆3 Bureau Inquiry Removal — Equifax, Experian & TransUnion.
  • ◆Electronic Dispute Submission — faster filing, faster turnaround.
  • ◆24/7 Client Portal — track every update in real time.
  • ◆Credit Education — understand scoring so gains stick.
  • ◆Rebuilding Strategy — add positive history the right way.
Proven Track Record

We've Removed All of This

◆Collections ◆Charge Offs ◆Evictions ◆Repossessions ◆Late Payments ◆Student Loans ◆Medical Bills ◆Child Support ◆Bankruptcies ◆Credit Inquiries
Read This Before You Enroll

Is This Actually
For You?

Yes — if this is you

  • ◆You've been denied for a car, apartment, or loan because of your credit.
  • ◆Collections, charge-offs, or late payments are dragging your score down.
  • ◆You're tired of DIY disputes that go nowhere.
  • ◆You want a proven process run by someone who's done this 1,000+ times.
  • ◆You're ready to keep monitoring active and follow the plan.

No — skip it if

  • ◆You want an overnight miracle with zero involvement on your end.
  • ◆You're not willing to keep credit monitoring active during the program.
  • ◆You expect a guaranteed exact score — no honest company promises that.
  • ◆Everything on your report is accurate with no negative items to dispute.
Receipts, Not Promises

Real Clients.
Real Results.

Client text: my momma got a 2026 K5 off the lot, no money down, thanks to you
"My momma got a 2026 K5 off the lot — no miles, no down payment — thanks to you."
Experian 722, up 188 points
+188 pts
Experian climbed to 722 — "Good"
Experian 739, up 174 points
+174 pts
Experian hit 739 — "score changed overnight"
Experian 713, up 101 points
+101 pts
Experian climbed to 713 — "Good"
Experian 600, up 92 points
+92 pts
Experian jumped to 600 in one cycle
Equifax 670, up 75 points
+75 pts
Equifax 670 — collection removed
Score up 28 points, accounts removed under 7 days
+28 pts
Multiple accounts gone in under 7 days
Three collections deleted
3 Deleted
Collections & loans wiped from file
Dispute results email, 10+ deletions
10+ Deleted
Collections & inquiries removed in one round

Real client results shared with permission. Individual results vary based on each person's unique credit profile.

Who You're Working With

The Person Clients Call
When They're Out of Options

I'm JayTee. For over 6 years I've worked inside the credit industry — full-time, not as a side hustle. In that time I've personally worked on 1,000+ credit profiles and helped remove over $11 million in debt from consumer reports. When you enroll, you're not getting a template — you're getting that experience, working for you.

Put My Experience to Work →
Meet the CEO
JayTee, founder of Learn With JayTee

JayTee

Founder · Learn With JayTee LTD Co.
◆ Renowned Credit Specialist ◆ Board-Certified Credit Coach ◆ Tax & Financial Expert ◆ Community Leader

JayTee has spent 7+ years in credit and financial services and personally worked with 2,000+ credit and tax clients. When you enroll, that experience goes straight to work on your report — no template, no guesswork.

One Decision

You Can Keep Explaining Your Past, or You Can Remove It.

Every month those items sit on your report is another month of higher rates, denials, and missed opportunities. The tax pros, the homebuyers, the people who get approved — they stopped waiting and started disputing. Your turn.

Zero Risk
🛡️

Deletions or Your
Money Back

Here's my promise: if we get zero deletions by the end of your package, you get your money back. No hoops. I only win when your report actually changes.

Start My Credit Repair →

Guarantee applies when monitoring stays active through your full package

The Investment

Credit Repair for
$32 a Round

Done-for-you credit repair that fits your budget — just $32 per dispute round, backed by our deletions-or-refund guarantee.

Enroll Today

Take Back Control

Done-For-You · $32 Per Dispute Round
  • ✓ Fast Track Dispute Strategy
  • ✓ 3 Bureau Inquiry Removal
  • ✓ Electronic Dispute Submission
  • ✓ 24/7 Client Portal
  • ✓ Credit Education
  • ✓ Rebuilding Strategy
$32 /round
Deletions or your money back
Credit Monitoring Required
Start My Credit Repair →

Credit monitoring is required for the duration of your program so we can access your reports and file disputes. Non-payment or cancellation of credit monitoring may result in removal from future dispute rounds with no refund of your enrollment fee.

Before You Ask

Common Questions

How do I know this actually works?

Over 6+ years I've worked on 1,000+ credit profiles and helped remove more than $11M in debt from consumer reports. The results above are recent, real client screenshots. And you're backed by a guarantee — see below.

How does the $32 per round pricing work?

It's $32 per dispute round — simple, transparent, no long contracts.

Is credit monitoring required?

Yes. Active credit monitoring is required at $39.99/month so we can securely access your reports, verify changes, and file each round of disputes. If monitoring lapses or is canceled, we can't continue your disputes, which may result in removal from future rounds.

How fast will I see results?

Many clients see their first deletions in as little as 7–21 days. A full dispute round takes about 30–45 days to complete from filing to bureau response. Timelines vary by profile.

What's your money-back guarantee?

If we get zero deletions by the end of your package, you get your money back — as long as your credit monitoring stayed active through the full package so we could do the work. I only win when your report actually changes.

What items can actually be removed?

We've successfully challenged collections, charge-offs, evictions, repossessions, late payments, student loans, medical bills, child support, bankruptcies, and credit inquiries. If it's inaccurate, unverifiable, or unfair, it can be disputed.

Do I have to do the work myself?

No. This is done-for-you. We handle the dispute strategy and submissions from start to finish — you track progress in your 24/7 portal and follow the simple rebuilding roadmap we provide.

Can you guarantee a specific score?

No legitimate company can promise a specific number — results depend on your individual report. What I do guarantee: if we get zero deletions by the end of your package, your money back.

Your Fresh Start

Take Back Control of Your Credit.

Stop letting old marks decide what you qualify for. Put a proven, 1,000-profile track record to work today.

Start My Credit Repair — $32/Round →

$32 Per Dispute Round · Deletions-or-Refund Guarantee

Learn With JayTee LTD Co. — Done-For-You Credit Repair
Questions before you enroll? Email [email protected]

We cannot guarantee specific results. Outcomes depend on the accuracy and completeness of the items on your individual credit report. Under the Credit Repair Organizations Act, you have the right to dispute inaccurate information in your credit report yourself at no cost, and to cancel your contract within three business days. Stated totals ($11M+ removed, 1,000+ profiles) reflect cumulative results across clients served and are not a guarantee of future performance. Score increases and client messages shown reflect real results shared with permission.